A decentralized finance protocol is a protocol that operates using decentralized, immutable smart contracts and does not rely on any intermediary organizations to function. YieldBlox is decentralized because it uses the Stellar Turret smart contract protocol to function. Our team has no control over the protocol after it is deployed, and if we cease to exist, the protocol will continue to function perfectly well without us. This means that all assets deposited in the protocol are only under the control of the users who deposited them. The protocol is completely non-custodial.